All along her career, Anne Chencinski has worked in the Employee Benefits field
(life, disability, pensions or medical insurance) for such companies as Gras Savoye, April Group and MSH International (Siaci Saint-Honoré).

In the past 18 years, she particulary specialized in the international segment (expatriates, TCNs...).
She managed and grew the insurance portfolio of large associations of corporate expatriates such as AFPI or PREVINTER.

Her skills encompass all type of risks related to these specific populations
whether covered though individual insurances or though group policies.

Anne Chencinski joigned PASION at the beginning of 2013.

These very specific insurance products are designed for people staying or living outside their home country.

They are adapted to most of the situations that can be met usually: Expatriates, “impatriates”, TCNs (Third Country Nationals), business travelers, tourists, students, trainees….


Tailor made solutions can also be developed for particular cases.

PASION can be used as broker or consultant to provide or improve individual or corporate insurance solutions in the fields of employee benefits, medical care, assistance, pensions, private liability….




PASION focuses on advice and cost containment. Its standard approach includes:


1. Inventory

Survey of the various cases according to the nature of their employment status and to their social security and pension situation.


Analysis of existing policies :

  • the level of the coverage versus the one of the non-expats and a comparison with current market practice and various obligations resulting from collective agreements for instance.
  • Past results (P&Ls), tariffs, terms & conditions…


Recommendations and suggested actions: necessary/desirable/possible.


2. Setting up of a schedule of conditions including all the objectives (coverage, limits, and budgets) and suggestion of suitable reliable candidates (insurers, administrators) for a tender.


3. Presentation and comparison of the offers received with a detailed analysis of the important items.


4. Implementation of the selected solution, including contractual documents and internal communication.


5. Follow-up and “maintenance”: Presentation of the annual accounts (P&L survey), claims monitoring and preventive actions, policy adaptation and tariff negotiation when necessary.



Whatever the length of your stay - a few days, afew months or a few years - and whatever the country where you wish to go, we are at your full disposal to provide you with a cost-efficient solution.

PASION cooperates with all the major insurers dealing with international mobility.

We can find out and select for you the solutions and products which are the best adapted at the lowest possible price.

Please simply fill-in the following questionnaire and we will send you a preliminary selection of offers.

If your situation is complex and if the below questionnary is not fully adapted, please do send us an email for a phone appointement.

filet séparateur

Date of birth of the other persons for whom a coverage is required